A LOST 64 YEAR OLD ''BABY BOOMER'

From Mozart, who begged patrons to help settle his debts, to the rapper MC Hammer, who declared bankruptcy, musicians have a long history of lacking money skills. So far, A LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION , a 64-year-old musician and songwriter, has managed to avoid Mozart?s fate. ?I don?t like owing people,? he said. And while he?s far from the problems Mr. Hammer?s faced, A LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION has fallen into other money traps like indifference and a lack of confidence.
?I?m na?ve? about money, he said. Combine that with the passage of time and this single, LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION in Boston feels as if he has wasted valuable years. ?In my 20s, I didn?t think about it. Thirties, maybe. In your 40s you?re more likely to, then 50s you go ?Whoops!? ?
At least he?s on notice. In a recent Harris Interactive Poll, 25 percent of baby boomers said that they had no retirement savings at all and 26 percent said they had no cash savings.
A LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION is in much better shape, though far from where he should be to meet his retirement goals. After talking with a certified financial planner OUR LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION discovered that he actually had close to $15,000 savings that must stretch now to the end of his life, and he said he is hoping to live to be 83.

And though OUR LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION does not have children YET, he is caring for an aging parent in Boston. To be able to take in his 89-year-old mother and have other family nearby to help, our LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION feels as if he is up a creekw without a padde. He is getting $293 per month in Social Security benefits to tide him over, he said.

The youngest of three children from a musical family, our LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION has enjoyed his ?nomadic? existence, but it has left his finances in tatters.
So many changes in such a short time left our LOST 64 YEAR OLD ''BABY BOOMER'' WITH NO SAVINGS, NO RETIREMENT FUNDS, NO PENSION reeling. ?I don?t know how fast it can happen. But that?s the way I run my life: open the door; make the moves. And not just sit there, stunned.?
Your advice?

Source: http://plogspot101.blogspot.com/2012/08/a-lost-64-year-old-baby-boomer-with-no.html

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